It is best to talk to your Loan Officer about your individual situation, but here are some things to avoid prior to and during the home financing process until you can get professional mortgage guidance.
• It is best to wait to look for a new home until you are pre-approved.
• Do not pack and ship documents you will need during the loan process, such as your W-2 forms, tax returns, bank statements and pay stubs.
There are also a number of actions you can take during the process that will require additional documentation, and to prevent confusion, should be avoided.
• Do not suddenly pay off your debts.
• Do not apply for new credit cards.
Are you in need of fast answers and reliable service related to a mortgage? Call us today: 913.317.5626.